The possibility of owning a home by getting a mortgage loan is a well-established practice worldwide. Quite low interest rates and acceptable payment terms make mortgage lending attractive for the population, especially in developed countries. However, the situation in Kazakhstan’s market of mortgage lending has a number of distinctive features.
Dr. Zhandos Ranov graduated from the Department of International Relations of the Faculty of Economics and Administrative Sciences in Khoja Akhmet Yassawi International Kazakh-Turkish University. In 2008, he received his master’s degree at the Department of Economics of the Faculty of Economics and Administrative Sciences in Khoja Akhmet Yassawi International Kazakh-Turkish University. He then worked as a lecturer in the Department of Accounting and Auditing at the same university. In 2017, he completed his PhD study in Gazi University, Institute of Social Sciences, Department of Finance, his